Welcome to our Blog

Filing for Bankruptcy in Arizona

Posted in Uncategorized on January 22, 2018

Our offices in Phoenix, AZ represent those who need to get out from under debt and get back on track with their lives. We know that people fall under challenging times, and we believe that bankruptcy is a way out of crushing debt that allows otherwise responsible people to make a fresh start. Bankruptcy laws … Continue reading Filing for Bankruptcy in Arizona

Chapter 7 Bankruptcy Basics

Posted in Uncategorized on January 17, 2018

If you are burdened with high credit card bills, medical expenses, or overdue loan payments, it can feel like a mountain you’ll never dig out from under. There is nothing wrong with falling behind, as the debt system doesn’t provide much help for those who come on hard financial times. If you are a responsible … Continue reading Chapter 7 Bankruptcy Basics

Chapter 7 Bankruptcy and the Means Test

Posted in Uncategorized on January 12, 2018

Bankruptcy is nothing to ashamed of, which is why you need to make the best choices for you and for your family. Our offices represent hundreds of people like you throughout the Phoenix, AZ, Denver, CO, and Las Vegas, NV areas, and we know that people who get caught up in the avalanche of debt … Continue reading Chapter 7 Bankruptcy and the Means Test

Bankruptcy Exemptions: What Can I Keep? Exemptions Determine What You Keep and What Becomes Capital for Debt Payment

Posted in Uncategorized on January 11, 2018

Exemptions are a basic part of the bankruptcy system. People in debt owe money, but the federal government and state credit laws state that individuals looking to get out from under debt cannot be unduly punished through loss of basic property and necessities. This includes essentials like transportation, housing, professional tools, or other personal belongings. … Continue reading Bankruptcy Exemptions: What Can I Keep? Exemptions Determine What You Keep and What Becomes Capital for Debt Payment

Means Test

Posted in Uncategorized on November 14, 2017

What are the different types of Personal Bankruptcy? There are three different types of personal bankruptcy that you can file in Colorado; Chapter 12, Chapter 13, and Chapter 7. A Chapter 12 bankruptcy is used exclusively by family farmers. A Chapter 13 bankruptcy requires you to pay back some or all of your debts through … Continue reading Means Test

Where Can I File a Cheap Bankruptcy?

Posted in Uncategorized on October 18, 2017

What Are the Filing Fees? Although federal courts in every state have different local rules for filing bankruptcy, one thing remains the same—the filing cost. The current filing fees for bankruptcy, regardless of where you file, are $335 for a Chapter 7 and $310 for a Chapter 13. Where Do I File? Federal Law requires … Continue reading Where Can I File a Cheap Bankruptcy?

Can Bankruptcy Save Your Home from Foreclosure in Colorado?

Posted in Uncategorized on October 8, 2017

Five years ago, you purchased your dream home. Maybe it was in Denver, Aurora, Lakewood, Golden, Westminster, Arvada, Centennial, or Commerce City. Three bedrooms, two bathrooms, a basement, and a yard for your kids and dog. You always thought it would be your forever home. Then you lost your job and got behind on payments. … Continue reading Can Bankruptcy Save Your Home from Foreclosure in Colorado?

What Is Chapter 7 Bankruptcy?

Posted in Uncategorized on October 1, 2017

Chapter 7 Bankruptcy is a process that allows you, a consumer, the ability to discharge your debt under the protection of the federal government. The Founding Fathers provided for bankruptcy laws in the U.S. Constitution. Article I, Section 8, gave Congress the power to: “…establish…uniform Laws on the subject of Bankruptcies throughout the United States.” … Continue reading What Is Chapter 7 Bankruptcy?

How Do I File Bankruptcy in Phoenix, Arizona?

Posted in Uncategorized on September 28, 2017

Whether you live in Phoenix, Mesa, Glendale, Peoria, or Buckeye, your bankruptcy will be filed in the Federal Bankruptcy Court in downtown Phoenix, Arizona. If you live in another county, your bankruptcy may be filed in a different location. For example, in Prescott, your bankruptcy will still be filed in the Phoenix bankruptcy court, but … Continue reading How Do I File Bankruptcy in Phoenix, Arizona?

How Do I File Bankruptcy in Phoenix, Arizona?

Posted in Uncategorized on September 28, 2017

Whether you live in Phoenix, Mesa, Glendale, Peoria, or Buckeye, your bankruptcy will be filed in the Federal Bankruptcy Court in downtown Phoenix, Arizona. If you live in another county, your bankruptcy may be filed in a different location. For example, in Prescott, your bankruptcy will still be filed in the Phoenix bankruptcy court, but … Continue reading How Do I File Bankruptcy in Phoenix, Arizona?