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Means Test

Posted in Uncategorized on November 14, 2017

What are the different types of Personal Bankruptcy? There are three different types of personal bankruptcy that you can file in Colorado; Chapter 12, Chapter 13, and Chapter 7. A Chapter 12 bankruptcy is used exclusively by family farmers. A Chapter 13 bankruptcy requires you to pay back some or all of your debts through … Continue reading Means Test

Where Can I File a Cheap Bankruptcy?

Posted in Uncategorized on October 18, 2017

What Are the Filing Fees? Although federal courts in every state have different local rules for filing bankruptcy, one thing remains the same—the filing cost. The current filing fees for bankruptcy, regardless of where you file, are $335 for a Chapter 7 and $310 for a Chapter 13. Where Do I File? Federal Law requires … Continue reading Where Can I File a Cheap Bankruptcy?

Can Bankruptcy Save Your Home from Foreclosure in Colorado?

Posted in Uncategorized on October 8, 2017

Five years ago, you purchased your dream home. Maybe it was in Denver, Aurora, Lakewood, Golden, Westminster, Arvada, Centennial, or Commerce City. Three bedrooms, two bathrooms, a basement, and a yard for your kids and dog. You always thought it would be your forever home. Then you lost your job and got behind on payments. … Continue reading Can Bankruptcy Save Your Home from Foreclosure in Colorado?

What Is Chapter 7 Bankruptcy?

Posted in Uncategorized on October 1, 2017

Chapter 7 Bankruptcy is a process that allows you, a consumer, the ability to discharge your debt under the protection of the federal government. The Founding Fathers provided for bankruptcy laws in the U.S. Constitution. Article I, Section 8, gave Congress the power to: “…establish…uniform Laws on the subject of Bankruptcies throughout the United States.” … Continue reading What Is Chapter 7 Bankruptcy?

How Do I File Bankruptcy in Phoenix, Arizona?

Posted in Uncategorized on September 28, 2017

Whether you live in Phoenix, Mesa, Glendale, Peoria, or Buckeye, your bankruptcy will be filed in the Federal Bankruptcy Court in downtown Phoenix, Arizona. If you live in another county, your bankruptcy may be filed in a different location. For example, in Prescott, your bankruptcy will still be filed in the Phoenix bankruptcy court, but … Continue reading How Do I File Bankruptcy in Phoenix, Arizona?

How Do I File Bankruptcy in Phoenix, Arizona?

Posted in Uncategorized on September 28, 2017

Whether you live in Phoenix, Mesa, Glendale, Peoria, or Buckeye, your bankruptcy will be filed in the Federal Bankruptcy Court in downtown Phoenix, Arizona. If you live in another county, your bankruptcy may be filed in a different location. For example, in Prescott, your bankruptcy will still be filed in the Phoenix bankruptcy court, but … Continue reading How Do I File Bankruptcy in Phoenix, Arizona?

Bankruptcy Better Than Debt Management

Posted in Uncategorized on October 20, 2016

If you owe more than you can afford right now, debt management might lower your payments and maybe even your interest rate, but you will still pay all of the debt back. Why else would you creditors lower their rates? You still have to pay the debt and interest, they just don’t make quite as … Continue reading Bankruptcy Better Than Debt Management

Is Bankruptcy Bad?

Posted in Uncategorized on October 17, 2016

What is so bad about bankruptcy? It seems that everyone says not to do it. Let’s consider who is saying that. Big banks have so much influence over what is said on the internet and even what is said by government that it is hard to see through the lies. Bankruptcy is a federal program, … Continue reading Is Bankruptcy Bad?

Old Debt Still Collectible Until Bankruptcy

Posted in Uncategorized on October 15, 2016

If you are being hounded by a creditor about a debt that is really old, they may not be able to collect it anyway. In a lot of states, the creditor only has six years to collect a debt. If your debt is more than six years old, you might not have to pay, but … Continue reading Old Debt Still Collectible Until Bankruptcy

¿Cuál es la junta de acreedores?

Posted in Espanol,Uncategorized on September 29, 2015

¿Qué sucede en la junta de acreedores? BancarrotaTodo el que se declara en bancarrota, el Capítulo 7 o Capítulo 13, debe asistir a una reunión de los acreedores. Esta reunión puede ser llamada por muchos nombres. Se le puede llamar una reunión 341 o 341 audiencia, después de la sección 341 código de bancarrota que … Continue reading ¿Cuál es la junta de acreedores?