Fresh Start Bankruptcy Attorneys

Phoenix, AZ

Get a Fresh Start with Our Zero Down Bankruptcy Program

Our Fresh Start bankruptcy attorneys have helped thousands of people just like you get debt-free and fresh start financially. Debt problems won’t go away on their own. We’re here to help with our no money down fresh start bankruptcy program. Contact our affordable bankruptcy lawyers today.

Considering Bankruptcy in Phoenix?

We’ll help you decide if Chapter 7 or 13 is right for you.

Bankruptcy is not the answer for everyone, but our bankruptcy attorneys will help you find the debt solution that is right for you. We don’t use high-pressure sales techniques and the consultation is completely free. Just good advice so you can decide.

We make bankruptcy easy and affordable with great personal service.

Bankruptcy Attorneys

Bankruptcy & Debt Resolution Attorneys

We have the lowest bankruptcy fees Phoenix but we don’t short cut personal service.

Why Choose Us?

Why choose our Phoenix bankruptcy attorneys?

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At your free bankruptcy consultation with a bankruptcy attorney, you will meet directly and exclusively with an independent, licensed Nevada or Arizona bankruptcy lawyer.

Need help right away? Do you have questions for a Phoenix bankruptcy attorney?

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Want a Fresh Start FAQs

Bankruptcy is a legal proceeding in which a person or business is relieved of debt. The debtor declares bankruptcy to get relief from debts that they cannot afford to pay. A bankruptcy order frees the debtor from most of their debts and prohibits creditors from trying to collect those debts.

There are two types of bankruptcies: Chapter 7 and Chapter 13. In a Chapter 7 bankruptcy, the debtor’s assets are liquidated and the proceeds are used to pay off the creditors. A Chapter 13 bankruptcy allows the debtor to keep their assets and repay their debts over time.

Bankruptcy laws were created to help people who are unable to repay their debts. Bankruptcy can provide relief by wiping out some or all of a persons debt and allowing them to either start fresh, or get relief and lower their payments to keep their assets such as their home or car.

Special thanks to our good friends at The Law Office of Garcia Hernandez, P.A. for helping us with the insightful content.

past tax debt bankruptcy in nevada content imageWhat happens when you file bankruptcy is a very commonly asked question.  The unknown is scary, but rest assured, we can help guide you through this unknown and help relieve you of your stress.

When you file bankruptcy, an automatic stay goes into effect, which prohibits creditors from taking any action to collect the debt.

A trustee is appointed to review your assets and liabilities and to propose a plan of reorganization. The plan may require you to pay back a certain percentage of your debt over a period of time or may discharge some or all of your debt.

If you have disposable income, the trustee may require you to make monthly payments to pay off your debts. If you don’t have enough money to pay off your debts, the court may order that some of your assets be sold to pay off your creditors.

Filing for bankruptcy can have serious and long-term consequences, including losing property, being denied credit, and having to start all over, however, if done properly, you can keep your car and your home, and even reduce your payments.

Contact us today for a FREE Consultation!

bigstock Business People Discussing Con 383026379Bankruptcy can be a difficult process, but with the help of an attorney, it can be much easier.

When you file for bankruptcy, you will need to provide your attorney with a great deal of information. This will include your financial statements, documents related to your assets and liabilities, and documentation of any income or expenses you have had in the past six months.

Your attorney will work with you to develop a plan that best suits your needs and helps you to get through the bankruptcy process as quickly and easily as possible.

Thanks to our good friends at Lorraine M. Greenberg & Associates for this helpful information.

Answer: Chapter 7 bankruptcy is a legal proceeding that allows an individual to discharge most of their unsecured debt. Unsecured debt includes credit card debt, medical bills, and personal loans.

Unsecured debts are those for which the creditor does not have a secured interest in any specific property. For example, credit card debt and medical bills are typically unsecured debts. Secured debts, on the other hand, are those for which the creditor has a secured interest in specific property. A mortgage or car loan are examples of secured debts.

When you file for Chapter 7 bankruptcy, a trustee is appointed to administer your case. The trustee will review your assets and debts and will determine which debts can be discharged in bankruptcy. Certain types of debt are not discharged in bankruptcy, including child support, alimony, most taxes, and student loans.

If you are eligible for Chapter 7 bankruptcy, it can be a great way to get rid of your unsecured debt and start fresh. However, it is important to consult with an attorney to see if Chapter 7 is the right

Answer: Filing for Chapter 7 bankruptcy is a complex process that can be difficult to navigate without assistance. Using an experienced bankruptcy attorney will ensure the process goes as smoothly as possible and that all requirements are met. An attorney can also help you understand the potential consequences of filing for Chapter 7 bankruptcy and provide advice on the best way to move forward.

It is vitally important to make sure that all the paperwork is filled out correctly and filed on time. Using a local attorney can ensure that your case is handled efficiently and that you receive the best possible outcome.

Below are some basic steps to filing for Chapter 7 bankruptcy:

  1. Gather all of your financial information together in one place. This includes income statements, bills, mortgage information, car loans, and any other debts you may have.
  2. Meet with an attorney to discuss your case and get started on the paperwork.
  3. Complete all of the required forms and submit them to the court along with copies of your identification and proof of income.
  4. Follow 100% of your attorney’s advice.  They have the knowledge and expertise, so trust they understand this process.

You can schedule a FREE Consultation with one our our friendly and knowledgeable attorneys!

Visit One Of Our Many Locations Or We Can Do Your Whole Bankruptcy By Phone

One of the most important factors in a bankruptcy proceeding is working with someone who gets it. We have all had hard times and nobody is far from where you are. We are all in this together. We know that life happens to all of us. When you work with us, you can be sure your situation is treated with the respect and optimism it deserves. We have several locations in Phoenix areas to best serve our clients, or we can file bankruptcy by phone. Even if you just have preliminary questions, the meeting with the bankruptcy lawyer is free. Contact us today. Meet with a lawyer for free and consider if bankruptcy is right for you.

Arizona Bankruptcy Offices