Injury   Divorce   Bankruptcy   Criminal

Bad Accident? Bad Marriage? Bad Debt? Bad Charges?

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  • We help you decide whether you need an attorney for your case.  Less complex cases can save thousands without an attorney.

  • We finance your fees and give interest free monthly payments

  • Most cases and Chapter 7 Bankruptcy for NO MONEY DOWN

Leading Bankruptcy Attorneys In Arizona

Bad Situation? Good Solution!

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Payment Plans and Financing Options
Will Help You Decide if You Need an Attorney and How to Afford it for Little or No Money Down

Whether you need a divorce, a bankruptcy, or you are up against and injury or a criminal charge, the first decision is if an attorney will add value to your case. No law firm will tell you not to hire them. We will.

Easy Financing and Affordable Retainers
DivorceAttorney and Non-attorney Options

You do not need an attorney to file a basic, uncontested divorce, modification or enforcement. Rules of evidence are relaxed in family court to accomodate filing without an attorney.

  • Most filings can be done with prepared pleadings and do not need an attorney

  • An attorney can be helpful if the divorce is, or becomes, contested

  • If you and your spouse can agree on terms, the whole divorce can be filed at the same time

  • Most divorces involve emotions. The legal aspect is simply academic.

  • Even divorce modifications or enforcement can be filed without an attorney

  • If your spouse is not in agreement, an attorney can help. We do that, too.

File for FreeChapter 7 BankruptcyAttorney and Non-attorney Options

You do not need an attorney to file a basic Chapter 7 bankruptcy. About one third of personal bankruptcy filings in Arizona Bankruptcy Court are done without a bankruptcy attorney.

  • You can file bankrutpcy with or without an attorney for no legal fees up front

  • Bankruptcy is a federal benefit program like applying for student loans or unemployment

  • Even without an attorney your bankruptcy can be filed electronically and over the phone

  • Covers credit card balances, medical bills, and personal loans every eight years

  • File bankruptcy without an attorney for $999 in five payments of $200 AFTER FILING

  • File bankruptcy with an attorney for $2400 in twelve payments of $200 AFTER FILING

Criminal
DUIFinancing Available for Flat Fee Pleas

You will likely get the same result with an attorney as without

  • An attorney can help you exclude evidence because of a bad arrest or illegal stop

  • If there are no other factors, Arizona DUI laws make it difficult to fight

  • If it was a valid arrest, the DUI sentencing guidelines are the same for everyone

  • An attorney will get the same sentence, but it will cost you a few thousand dollars

  • We will help you determine if you have valid arguments and if an attorney could help

  • If you want or need an attorney, we do that, too

Personal Injury
AccidentNo Fee Until Settlement

Consider whether you need a personal injury attorney to settle your personal injury or accident claim.

  • A personal injury attorney will take a third of what you collect

  • The attorney can make more than you do after medical bills are paid

  • Filing a claim with the insurance company is not a complex procedure

  • Your offer from the insurance company may be less, but will it be 1/3 less!

  • We can help you file your own claim with the insurance company

  • If you need or want an attorney, we do that, too

3 Signs That It’s Time For a Fresh Start Through Filing Divorce or Bankruptcy, Criminal Defense or Personal Injury

  • 1

    You Feel Trapped by the Situation that Caused Divorce or Bankruptcy

    You are considering bankruptcy or divorce for a reason. The circumstances have to change, or it will keep getting worse.  Filing divorce or bankruptcy as soon as possible will help you protect assets and get meaningful resolution for effected children and family.

  • 2

    You Need or Have Been Served with a Protection Order or Charged with DUI or Other Crime

    A contested matter with the court is always a time to seek help.  Time is not on your side.  When any of these things happen, it is time to seek help immediately.  If you have been charged with a DUI or other crime, or involving a protection order, you should act immediately.

  • 3

    You Have Been in an Auto Accident or Injured

    When you are injured and esepcailly if you have been in a car accident there are deadlines and documentation that needs to be done immediately.  You need to preserve your claim by making sure you do the right things.

Considering Filing For Divorce or Bankruptcy In Arizona?

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Divorce or Bankruptcy Is a Fresh, New Beginning, Not An Ending

  • Bankruptcy and Divorce sometimes go hand in hand. A divorce can be a lot easier after a banruptcy, and a bankruptcy can clear up a bad divorce decree.
  • Divorce and Bankruptcy are two of the most liberating things you can do in your life. If you think you need one, you do.

  • Schedule a free consultation to determine if you should do bankruptcy or divorce first and if you need a lawyer for eithe of them.

While bankruptcy and divorce is not the answer for everyone, it can provide the fresh start you need. It would be great to work out every situation and pay everyone back, but we are going to run out of time. Sometimes we just need a little help.

START HERE

1

Conside the right path and if you need an attorney

We have attorney and non-attorney options available for each service.

2

Find a payment that will work for you

We have payment plans and financing for retainers that will fit any budget. It is important to find a payment you can afford.

3

Get a Fresh Start and Get Your Life Back

We will be with you every step of the way

Why Get a Fresh Start with Divorce Bankruptcy Personal Injury or Criminal Charges

Professional Help on How to Choose the Right Path for Your Needs

Bankruptcy Form For Filing In Arizona

Results-Driven Chapter 7 & Chapter 13 Bankruptcy Filings and Divorce

When you choose us to help you overcome crippling debt and bad situations, the hardest part is the first step to make the call. We understand the vulnerability and courage it takes to ask for help, so we try to make the process simple and stress-free.

When you need us we are here. You don’t have to struggle with divorce or bankruptcy alone! We offer totally free consultations 7 days a week, at convenient locations across Arizona.

Continued Help Regarding Life After Bankruptcy and Divorce

One of the best things about working with us is that we are with you every step of the process and beyond. From the moment you reach out to us seeking a solution, to life after bankruptcy or divorce, we are in it together and ready to offer guidance and support.

We don’t simply help you file bankruptcy or file divorce and then leave you to figure out the rest. Instead, we help you make a plan for the future, to ensure your fresh start extends beyond the case filing.

Couple Getting Legal Consultation With Lawyer Regarding Bankrutcy
Skilled Bankruptcy Attorneys Providing Bankruptcy Services In Phoenix And Tucson

Skilled Professional Help With Years Of Experience Serving Phoenix Tucson and all of Arizona

Many bankruptcy and divorce law firms try to take advantage of your financial situation by pressuring you into a quick decision. Our law firm is different! Instead, we offer a free consultation where you can take time to learn about the options available to you. We have years of experience counseling clients facing all types of issues!

Need a Fresh Start?

What Happens If You File For Bankruptcy?

Benefits Of Filing For Chapter 7 or Chapter 13 Bankruptcy In AZ

While eliminating debt is one of the biggest benefits of filing for bankruptcy, there are actually many advantages to consider. Consumers who are eligible for Chapter 7 bankruptcy may be discharged from most unsecured debts such as credit card debt, medical bills, and gas card debt. Debtors who file for Chapter 13 bankruptcy are allowed to keep property and repay their debts over time, at a more affordable rate. Visit with us to learn more!

Unsecured Debts Can Be Minimized Or Eliminated With Bankruptcy

Credit Card Debt, Medical Bills, & Other Debts Can Be Minimized Or Eliminated

In a Chapter 7 bankruptcy, unsecured debts can be completely eliminated. This includes credit cards, gas cards, medical bills, and more. Bankruptcy is not you versus the government. Instead, it is all about making sure everyone gets a fair deal. As long as you disclose all of your dealings, you have a right to a bankruptcy discharge.

Filing For Bankrucpty Can Help Stop Wage Garnishment, Foreclosure And Reposessions

Stop Wage Garnishment, Foreclosure, Reposessions & More

We can stop your wage garnishment or repossession on the first day, without it costing you a single penny. The process is quick and simple, and we are ready to advocate for you from the moment you choose to take the next step forward. Don’t hesitate to reach out any of our offices!

Filing For Bankruptcy In Arizona Helps Put A Stop On Creditors And Debt Collectors

The Court Issues An Automatic Stay Of Bankruptcy That Halts Creditors & Debt Collectors

Immediately after a bankruptcy case is filed, the court issues an automatic stay against creditors. The automatic stay immediately halts all types of collection efforts including phone calls, garnishment, foreclosure, repossession, and harassment from collectors. It is a fundamental protection for debtors designed to give them a break from the pressure of collection efforts.

Our Clients’ Testimonials

Arizona Bankruptcy and Divorce With 5-Star Rated Reviews

Arizona Bankruptcy Attorneys With 5-Star Reviews On Google
Arizona Bankruptcy Attorneys With 5-Star Reviews On Three Best Rated
Arizona Bankruptcy Attorneys With 5-Star Reviews At Best Of Las Vegas

Easy process and we filed the same day. What a difference it has made in our life. We started rebuilding our credit the very next month with their payment plan! I’m happy, my husband is happy.

100% Guaranteed Client Satisfaction

Sara Finch | Phoenix, AZ ★★★★★
Happy Client Review

Thank you so much! I wish I had contacted them sooner. The stress prior is way bigger than the actual filing. I truly appreciate their help and will recommend them to anyone who needs their help!

Bryan Stevenson - Phoenix, AZ
★★★★★

I needed to protect my family on a budget. It’s amazing how many things I did not know that they helped with. Thank you so much everyone!

Carol Jhonson - Phoenix, AZ
★★★★★

Frequently Asked Questions About Bankruptcy Law

Bankruptcy is an action taken by individuals who owe money to creditors and can no longer continue to make their payments. It liquidates most of their debts and restructures the remaining payment plan to give them a fresh start.
In order to file bankruptcy, your income must be less than the median income for Arizona for your family size, or you must pass the Means test. The Means test is based on your income and expenses, and uses a formula to determine who may qualify to file bankruptcy.
Bankruptcies are considered public record, but are not advertised. Anyone can call the court and ask if you have filed bankruptcy, but filings are not published in a newspaper for all to see. The only people notified of your bankruptcy are your creditors or anyone you choose to tell.  The duration of time that a bankruptcy will appear on your credit report largely depends on the type of bankruptcy you file. There are two primary types of bankruptcy for individuals: Chapter 7 and Chapter 13.

It depends on the type of business you own. Some corporations are independent of their owners, which means that a personal bankruptcy filing will not affect the business itself. However, it can affect a partnership claim. Discuss your concerns with your attorney!

In most situations, debtors who file bankruptcy will get to keep their house and vehicle if they are current with the loan payments. In a Chapter 7 bankruptcy, you will continue making payments on the house or car.
There are a variety of assets exempt from bankruptcy filings including retirement accounts, unemployment benefits, money earned after filing bankruptcy, money received for alimony and child support, personal items, household goods, wildcard exemptions, and property such as your house or car.
Once bankruptcy has been filed, the automatic stay goes into effect. This puts an immediate stop to all collections efforts including contact of any kind from creditors, wage garnishment, repossession, foreclosure, and more.
As long as your spouse is not a co-signer or legally liable for any of the debts involved in your bankruptcy claim, they will not be affected by you filing for bankruptcy. Their credit score will remain the same and the bankruptcy will not show on their credit reports.
Yes, the automatic stay goes into effect against all types of collections efforts. This includes most civil lawsuits. If you have a lawsuit filed against someone else at the same time your bankruptcy case is filed, the lawsuit will be considered an asset of your bankruptcy estate.

Visit One Of Our Local Bankruptcy Law Offices In AZ

Chapter 7 & Chapter 13 Bankruptcy Lawyers Serving Throughout Arizona

Avondale Bankruptcy Lawyer
12725 West Indian School Road
East #101-M3
Avondale, AZ 85392

Chandler Bankruptcy Attorney
2705 South Alma School Road
Chandler, AZ 85286

Gilbert Bankruptcy Attorney
4365 E Pecos Rd, #120
Gilbert, AZ 85297

Kingman Bankruptcy Lawyer
2601 Stockton Hill Rd suite f2
Kingman, AZ 86401

Bankruptcy Lawyer Maricopa
41704 W Smith Enke Rd, Suite 100
Maricopa, AZ 85138

Mesa Bankruptcy Attorney
3707 E Southern Ave, Floors 1 and 2
Mesa, AZ 85206

Mesa Bankruptcy Attorney
414 E Southern Ave
Mesa, AZ 85210

Peoria Bankruptcy Lawyer
14050 N 83rd Ave, Unit 290
Peoria, AZ 85381

Bankruptcy Lawyers Prescott
1129 Iron Springs Road
Prescott, AZ 86305

Surprise Bankruptcy Lawyer
15331 W Bell Rd, #212
Surprise, AZ 85374

Tucson Bankruptcy Lawyers
5151 E. Broadway Blvd. #1600
Tucson, AZ 85711

 

Read Our Bankruptcy Law Blog, Articles & Laws Information

  • How Much Do You Have to Be in Debt to File Chapter 7?

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  • Bankruptcy and Foreclosure

    Many people fall behind on their mortgages. While some lenders are more than willing to work with homeowners who get […]

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