What Are the Filing Fees?

Although federal courts in every state have different local rules for filing bankruptcy, one thing remains the same—the filing cost. The current filing fees for bankruptcy, regardless of where you file, are $335 for a Chapter 7 and $310 for a Chapter 13.

Where Do I File?

Federal Law requires that you file your bankruptcy case in the judicial district and state where you live or have your domicile. You are probably wondering: “What is a domicile?” Your domicile is the place where you have your driver’s license, vote, get your mail, and intend to live permanently, even if you are currently living someplace else because of your job or military deployment. Colorado has one bankruptcy district located in Denver, CO. The court is located at 721 19th St. Denver, CO  80202.

Is It Possible to Avoid Paying the Filing Fees?

If you are considering bankruptcy, you are probably short on disposable income and wondering whether there is a way to avoid paying filing fees. In some cases, if you are filing a Chapter 7 bankruptcy, you can request a waiver of fees. To do this, you will fill out an Application to Have the Chapter 7 Filing Fee Waived. The court will require you to provide detailed financial information when you file the request.

Should you not qualify for a waiver of filing fees and can’t pay the entire filing fee at one time, you can request to pay the filing fee through an installment plan. To do so, you will complete an Application to Pay Filing Fees in Installments. Currently, the district of Colorado requests that you pay $125 two weeks after filing and then two payments of $105 in the following two months.

Can I File on My Own?

The courts allow individuals to file bankruptcy on their own, but it is strongly recommended that you consult with an attorney. Whether you live in Arvada, Brighton, Aurora, Denver, Parker, Lakewood, Westminster, Wheatridge, or Broomfield, there are qualified Colorado Bankruptcy attorneys who can help you successfully file your bankruptcy. Many attorneys offer free consultations and base their fees on your income. Some attorneys even offer payment plans. It always makes sense to discuss your case with a Colorado-based attorney before you move forward with filing a bankruptcy.